2. Data Controller

3. Information Collection

Personal Data: We may collect personal data from Users, including but not limited to, name, email address, postal address, phone number, and financial information. This data may be collected when Users interact with our Website, subscribe to our services, or engage in other activities on our Website.

Non-Personal Data: We may also collect non-personal data such as browser type, device information, and technical data regarding Users’ interaction with our Website.

4. Legal Basis for Processing

5. Use of Personal Data

We may use Users' personal data for the following purposes:

  - To provide and manage our services.

  - To personalize User experience and improve our Website.

  - To communicate with Users regarding updates, newsletters, and other relevant information.

  - To fulfill legal obligations and protect our legal rights.

6. Data Subject Rights

   - Under GDPR, Users have the following rights concerning their personal data:

  - Right to Access: Users have the right to request access to their personal data and obtain a copy of the data we hold about them.

  - Right to Rectification: Users have the right to request correction of inaccurate or incomplete personal data.

  - Right to Erasure: Users have the right to request the deletion of their personal data, subject to certain conditions.

  - Right to Restrict Processing: Users can request the restriction of processing their personal data in certain circumstances.

  - Right to Data Portability: Users have the right to request the transfer of their data to another data controller in a structured, commonly used, and machine-readable format.

  - Right to Object: Users have the right to object to the processing of their personal data based on legitimate interests, direct marketing, or other specific circumstances.

  - Right to Withdraw Consent: Where processing is based on consent, Users may withdraw their consent at any time, without affecting the lawfulness of processing based on consent before its withdrawal.

 - Right to Lodge a Complaint: Users have the right to lodge a complaint with a supervisory authority if they believe their rights under GDPR have been violated.

7. Data Protection and Security

   - We implement appropriate technical and organizational measures to protect personal data against unauthorized access, alteration, disclosure, or destruction. Despite these measures, we cannot guarantee absolute security of your data.

8. Data Sharing

   - Third-Party Service Providers: We may share personal data with third-party service providers who assist us in operating our Website, conducting our business, or providing services to our Users, subject to confidentiality obligations.

   - Legal Compliance: We may disclose personal data to comply with legal obligations, protect our rights, or in response to lawful requests by public authorities.

9. Data Retention

- We retain personal data only for as long as necessary to fulfill the purposes for which it was collected, unless a longer retention period is required or permitted by law.

10. Cookies and Tracking Technologies

- Our Website uses cookies and similar tracking technologies to enhance User experience and analyze Website traffic. Users can manage their cookie preferences through their browser settings. For more information, please refer to our [Cookie Policy].

11. Changes to This Privacy Notice

- We reserve the right to update this Privacy Notice at any time. Changes will be posted on this page, and the revised date will be indicated at the bottom of this notice. Continued use of the Website after any changes constitutes acceptance of the updated Privacy Notice.

12. Contact Information

- For any questions or requests regarding this Privacy Notice or the processing of your personal data, please contact us at Info@CandP.Financial.

Cookie Policy

1. Introduction

This Cookie Policy explains how CandP.Financial ("we," "us," "our" “Website”) uses cookies. By accessing or using our Website, you consent to the use of cookies as described in this policy.

2. Definition of Cookies

Cookies are small text files stored on your device (computer, tablet, or mobile) by websites that you visit. They are widely used to make websites work, improve user experience, and provide information to the website owners.

3. Types of Cookies Used

Strictly Necessary Cookies: These cookies are essential for the operation of our Website. They enable you to navigate the site and use its features, such as accessing secure areas. Without these cookies, certain services cannot be provided.

Performance Cookies: These cookies collect information about how Users interact with our Website, such as which pages are visited most often. This data helps us improve the Website's performance and enhance user experience. These cookies do not collect personal data.

Functionality Cookies: These cookies allow our Website to remember choices you make (such as your language preferences) and provide enhanced, more personalized features. They may be set by us or by third-party providers whose services we have added to our pages.

Targeting/Advertising Cookies: These cookies are used to deliver advertisements relevant to you and your interests. They may be placed on our Website by our advertising partners and track your browsing activities across different websites. This information is used to build a profile of your interests and show you relevant ads.

4. Third-Party Cookies

We may allow third-party service providers, such as analytics or advertising partners, to set cookies on our Website to assist us in delivering content, analyzing site performance, or providing targeted advertising. These third parties may use cookies to collect information about your online activities over time and across different websites.

5. Cookie Consent

Upon your first visit to our Website, a cookie banner will be displayed, requesting your consent to the use of non-essential cookies. You may choose to accept all cookies, reject non-essential cookies, or customize your cookie preferences. Your consent can be withdrawn or modified at any time.

6. Managing Cookies

Users have the right to accept or reject cookies. You can manage your cookie preferences through the cookie banner on our Website or by adjusting your browser settings. Most web browsers allow you to control cookies through their settings, including blocking or deleting cookies. However, please note that disabling cookies may affect the functionality and performance of our Website.

7. Retention Periods for Cookies

Cookies may be stored on your device for varying lengths of time, depending on their type. Session cookies are temporary and are deleted when you close your browser. Persistent cookies remain on your device until they expire or you delete them manually.

8. Changes to This Cookie Policy

We reserve the right to update this Cookie Policy at any time to reflect changes in our practices or for other operational, legal, or regulatory reasons. Any updates will be posted on this page, and the effective date will be indicated at the bottom of the policy. Continued use of our Website after any changes constitutes your acceptance of the updated policy.

9. Contact Information

If you have any questions or concerns about this Cookie Policy or our use of cookies, please contact us at Info@CandP.Financial.